Kloogy
01-16-2009, 11:55 AM
Any suggestions ? I was shopping around a few places. Kind of confusing with all the different coverages. Any opinions/suggestions.
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View Full Version : Pet Insurance Kloogy 01-16-2009, 11:55 AM Any suggestions ? I was shopping around a few places. Kind of confusing with all the different coverages. Any opinions/suggestions. Blue3vGT 01-16-2009, 12:54 PM What does pet insurance cover anyways? mrdestboi 01-16-2009, 01:07 PM LA county offers cheap pet insurance that is accepted in most vets...... maybe ur county has something like that Martini79 01-16-2009, 01:35 PM what? pet insurance???? when did they start this pet parent money scheme? mrdestboi 01-16-2009, 02:12 PM actually its not that bad... my dog ate some wierd dry/sharp dead grass thing once while i was walking it... the next day he had a nasty bump on the side of his face... took it to the vet, got him checked out and had a procedure to get it removed and kleeaned.... they only charges us the deductible for everything.... 9t3svt 01-16-2009, 02:14 PM The shit is a scam and you got a throw away dog anyway. We looked into it but they don't cover the illnesses that we'd even need it for ie: cancer, bone disease. Kloogy 01-16-2009, 02:54 PM Throw a way dog ? No ones dog is a throw away. The one I looked at covers cancer, or so it claims. 9t3svt 01-16-2009, 03:28 PM Throw a way dog ? No ones dog is a throw away. The one I looked at covers cancer, or so it claims. I call all small animals throw aways, no offense to your little buddy. There is always a limit for cancer payouts, just make sure it's not $2k because you'll spend that much before the second visit. I'm sure Danielle will chime in and call me a dick + tell you all about this crap anyway. evil06gt 01-16-2009, 04:20 PM The shit is a scam and you got a throw away dog anyway. We looked into it but they don't cover the illnesses that we'd even need it for ie: cancer, bone disease. :lol: ogbatman 01-16-2009, 04:22 PM Thats like paying a loan on ur pet. If the dog get so sick that u cant afford to keep it alive its time for u to get a new pet. Teh Mini-Hulk 01-16-2009, 06:06 PM I get what you are saying there mason but some of these people actually care about their pets and treat them like family so insurance is needed for them. We werent all raised in t3h hood and uninsured like you. :wink: 04xb 01-16-2009, 06:27 PM We didn't get insurance but I would spend anything to keep them alive and happy. Scott cost us $3k for a year of testing and treatment a few years ago. That was the time SOMEBODY took him to dirty Ocean Beach and he got a bacterial infection in his spine. We make the good investment of feeding quality dog food, and usually giving fruits and vegetables as treats instead of that rubbery plastic fake stuff, like the Beggin Strips. I also have a few green powder supplements that I sprinkle on their food periodically. djc 01-16-2009, 08:49 PM I was looking into this for Mom's cats since I have already spent too much on one of them, but have yet to do anything. I'll ask my friend who works for a vet and see what the consensus is. Kloogy 01-16-2009, 09:07 PM please do Doug. CGSVT 01-16-2009, 10:33 PM I love my dog and she has an awesomely spoiled life but my love has a $ limit. Probably about a grand or so. There are perfectly good non-defective dogs at the pound being put down every day. I'm sure I could love one of them just as much as I love my Shelby. Plus, she's 7. Probably only has a good 5 or so years left in her anyways. She's probably going to need a root canal soon which the vet said would cost a couple hundred bucks. Luckily for her that's within my budget. Kloogy 01-16-2009, 10:48 PM Our family Chow is 15 years old and has terminal cancer. I picked him up when he was 8 weeks old and he has been a member of our family. We all love him to death but we will be losing him soon. It's going to hurt all of us deeply. We grow close to our animals, but like you said CGSVT, there is a financial limit. That's why I looked into the insurance thing for Cody. CGSVT 01-16-2009, 11:30 PM Our family Chow is 15 years old and has terminal cancer. I picked him up when he was 8 weeks old and he has been a member of our family. We all love him to death but we will be losing him soon. It's going to hurt all of us deeply. We grow close to our animals, but like you said CGSVT, there is a financial limit. That's why I looked into the insurance thing for Cody. Well, mind you the grand is not an aggregate sum... I've had Shelby since she was 6 weeks old and I'm sure I'll spend more than a grand on her over her entire lifetime. But if she suddenly has a health issue that requires a huge amount of money to rectify... I'm not willing to commit to "whatever it takes". She's a great dog (aside from the fact that she chews my condo up if I leave her here alone for more than a few hours), and at 7 is actually a MUCH better (obedient) dog than she was a few years ago. She's a clown and constantly makes me laugh and is so cute it just melts my heart looking at her. But there are cute dogs at the pound in perfectly good health. She is my third dog. My first was put to sleep at 14, my second dog died (at 11 years old) in my car as I was trying to rush her to the vet for coughing up blood. I guess by this point in my life I just realize that they simply don't have long life spans, you get over them, they aren't people (as much as you love them, THEY AREN'T PEOPLE, PEOPLE!) and your next dog will worship you just as much. Kloogy 01-17-2009, 07:27 AM I know they are just animals, but it's hard for me to think I will get over Scooby when he dies. He's been expensive too. We've probably spent around 4-5k on him. But I agree with you that I wouldn't break the bank for the dog. When they told us he had cancer we didn't really even bother with treatment. He's 15 and has lived the most pampered life a dog could want. SD KB 01-17-2009, 10:52 AM Luckily for her that's within my budget. The dog is lucky that you are willing to spend a few hundred dollars on her? Go get AIDS and die. You have no business having pets around. They depend on you for their lives. If you're not willing to make a financial commitment to them, don't bring one into your home. Hopefully you get hit by a bus and some doctor says, "Meh, there's more humans out there. We don't need to spend the money on this one." SD KB 01-17-2009, 10:56 AM (as much as you love them, THEY AREN'T PEOPLE, PEOPLE!) I'd much rather have my pets around than dumb cunts like you. Thankfully they're not people. No matter what kind of day you're having, they just want to be pet. Sunshine or rain, they still just want to jump on the couch and watch TV with you, they don't steal, lie, etc. I'm glad they're not people. Kloogy 01-17-2009, 11:35 AM Come on dude, no need to talk to her like that. You make a good point, but so does she. I agree with you that 90% of time I would rather interact with a dog, than a human. But CGSVT is just making the point that she won't go homeless to save her dog. I agree with her. CGSVT 01-17-2009, 11:44 AM The dog is lucky that you are willing to spend a few hundred dollars on her? Go get AIDS and die. You have no business having pets around. They depend on you for their lives. If you're not willing to make a financial commitment to them, don't bring one into your home. Hopefully you get hit by a bus and some doctor says, "Meh, there's more humans out there. We don't need to spend the money on this one." Hmmm, well being that dogs have relatively short life spans, my view is that anyone who can't imagine life without their dog shouldn't have one. Maybe I've just dealt with more deaths than you have (pets, dad, grandparents, brother-in-law). Eventually you come to realization that it's part of life. I'm not saying you just shrug it off, but you do come to the realization that you will laugh again some day, you will be able to think of your lost loved one without bursting into tears. Yeah, I have no business giving my dog a home. I should just take her to the pound now. She'd have a much better life there. :rolleyes: And she didn't depend on me for her life, she would have been born either way. Go to the pound and walk around and look at dogs who live every day of their lives in misery, who would have been better off never having been born. This dog that I don't deserve to have lives indoors, has two beds, has never gone without a meal, gets her shots every year, goes for a run in the park every day. But hey guess what? She's more than likely gonna die in my lifetime no matter how much coin I drop on her. And your other point is equally as retarded. What hospital do you go to where the doctors pick up your healthcare costs? And if I get hit by a bus or "get AIDS and die", will you promise to take my dog in and give her that awesome life that a cunt like me isn't able to give her? CGSVT 01-17-2009, 11:45 AM Come on dude, no need to talk to her like that. You make a good point, but so does she. I agree with you that 90% of time I would rather interact with a dog, than a human. But CGSVT is just making the point that she won't go homeless to save her dog. I agree with her. Haha, no worries. I've lurked on SCS long enough to know what I'm dealing with here. Teh Mini-Hulk 01-17-2009, 01:25 PM The dog is lucky that you are willing to spend a few hundred dollars on her? Go get AIDS and die. You have no business having pets around. They depend on you for their lives. If you're not willing to make a financial commitment to them, don't bring one into your home. Hopefully you get hit by a bus and some doctor says, "Meh, there's more humans out there. We don't need to spend the money on this one." Cool it dude. Youre acting like a fucking retard. I guess thats just a san diego tradition or something :shrug: dmark101 01-17-2009, 03:41 PM you know gio, after stacey's dog had to be put down, we didn't pick up another one just because she didn't want to become that attached to one again. she and her mom had that dog since it was a few weeks old and they pampered the ever-loving shit out the dog [baby was her name]. she was always an inside dog and had her shots, tags, multiple daily walks and everything else, even when she came to live with us when stacey moved in with me. i felt really bad when she was put down, but hey, we dealt with it. we definitely would have spent some coin to help her along, but she lived a long and full life as a dog. IIRC, she was 16 when she passed. Blue3vGT 01-17-2009, 08:10 PM I love my 3 cats and I would spend anything and everything to make sure they had all the health care in the world. They are like my kids. My wife would do the same. Hell, we picked up a kitten at the pound way back in 2000, took it in for its first health check, found out it had infected kidneys but it would be $400 to be sure. We spent it....Even after only knowing the cat for 2 days. Yeah, it still had to be put down, but I wouldn't have been able to live with myself if I hadn't done what I could. I now have 3 very healthy (but one overweight) cats. CGSVT 01-17-2009, 10:59 PM I love my 3 cats and I would spend anything and everything to make sure they had all the health care in the world. They are like my kids. My wife would do the same. Hell, we picked up a kitten at the pound way back in 2000, took it in for its first health check, found out it had infected kidneys but it would be $400 to be sure. We spent it....Even after only knowing the cat for 2 days. Yeah, it still had to be put down, but I wouldn't have been able to live with myself if I hadn't done what I could. I now have 3 very healthy (but one overweight) cats. You know what, I think that's what it all boils down to right there. You have to be able to live with yourself. My last dog, Glory, got really sick and had this racking cough. I took her to the vet and he gave me some antibiotics and told me to take her back to see him in 3 days. She seemed to be getting better, but the night before her follow-up appointment, I woke up and heard her coughing. I turned on my bedroom light and my walls and carpet were splattered with bright red blood. I jumped out of bed and threw on some clothes and rushed her out to my car. I ran back into the garage real quick to grab a towel and right when I got back to her she made this howling/whining/gurgling noise (I will NEVER forget that noise) and slumped down, dead. I just stood there in shock for about ten minutes. I finally came out of my shock and lifted her body out of my car and put her in the garage and took her to a pet cemetary the next day and had her cremated. I still have her ashes on a shelf on my computer armoire. My biggest regret is that the vet didn't look her over better and tell me how serious her condition obviously was. He didn't x-ray her, he just kind of prodded her sides and when she didn't wince in pain he assumed it wasn't nothing serious, I guess. I would have had her put down and spared her that horrible death if I knew how bad off she was. I know she was in pain when she died because of that sound she made. I was steps away from her, I wish I was close enough to hold her and comfort her but I wasn't, I was getting towels so she wouldn't cough blood all over my Cobra, and she basically died alone while I watched from a few feet away. In her case, keeping her alive just prolonged the agony.. and the inevitable. Perhaps if she was correctly diagnosed, she could have been saved. I don't know. To this day, I don't even know what was wrong with her. All I know is that she was a good dog and deserved to die a much more humane death than that. Kloogy 01-17-2009, 11:20 PM I didn't mean for this to become a justification thread or a disrespectful display to one of our female members. I'm actually embarassed Mike that you would speak like that to a female member that did nothing to attack or instigate you. An apology is in order in my opinion. Maybe we can get back on track and discuss the original topic. SD KB 01-18-2009, 12:05 AM I'm actually embarassed Mike Oh c'mon. You know I have a history of combining the worst possible words together to form unintelligent, 2 year old, insults. I don't mean half the shit I say. I just say shit to irk people sometimes. Do I wish someone would contract AIDS and die? Well, some people, sure. lol, but no members of this board. Yet. =) I do think, though, if you bring a pet into the house, you owe everything you have to giving it the best life possible. There is no monetary limit on taking care of an animal, or you shouldn't bring one home. That was my only point. I apologize if I offended the usually unoffendable. I mean no harm to anyone that doesn't outright deserve it. =( Kloogy 01-18-2009, 12:11 AM Yeah. She did nothing to deserve that language. If you don't agree, fine. Let's discuss it. But that language is uncalled for anywhere when talking to a woman. If we are blasting each other , then go for it. CGSVT never disrespects anyone , so she deserves the same in return. Thank you for responding. CGSVT 01-18-2009, 12:42 AM Yeah. She did nothing to deserve that language. If you don't agree, fine. Let's discuss it. But that language is uncalled for anywhere when talking to a woman. If we are blasting each other , then go for it. CGSVT never disrespects anyone , so she deserves the same in return. Thank you for responding. Like I said before, no worries. I post basically on two boards, here and MustangWorld, and mainly because neither board is over-moderated or too pretentious. This is the kind of board that board assholes go to be board assholes unabated. I was facetious in my post that my dog was lucky that her surgery was in my budget, and this is the Estrogen Corner after all so I guess emotional outbursts are understandable. My dog does have a good life and is spoiled rotten (who else's dog here has a raincoat??), but I won't be taking heroic measures to prolong her life to avoid having to deal with the inevitable. If you do end up finding some good insurance, please post it up and I will consider it for my dog (so long as it's in my budget http://www.mustangworld.com/forums/images/smilies/lookaround[1].gif ) P.S. Yes, she really does have a raincoat. http://img.photobucket.com/albums/v222/CobraGirlSVT/Shelbyraincoat.jpg Kloogy 01-18-2009, 12:51 AM Well, we are a free for all and more of entertainment for the users. A lot of us know each other personally. Doug and I let a lot of stuff fly. But that was uncalled for. Either way, I hope Doug can get us good info. evil06gt 01-18-2009, 07:55 PM Fuck pets :destboi: Kloogy 01-18-2009, 09:04 PM Pets are smarter than you Eugene Kloogy 01-18-2009, 09:45 PM http://c4.ac-images.myspacecdn.com/images02/57/l_d2a6b6fc480f476391b723768e5f7853.jpg evil06gt 01-19-2009, 12:15 AM Fuck the Yankees and your puppy :mad: Blue3vGT 01-19-2009, 12:54 AM pets are smarter than you eugene x 2!! dmark101 01-19-2009, 02:25 AM Fuck the Yankees and your puppy :mad: you'd like to fuck the puppy, wouldn't you, you sick fuck? :no: Kloogy 01-19-2009, 07:08 AM After seeing Eugene's Breitling comment, it has been confirmed that my dog is smarter than him. nofriends 01-19-2009, 07:41 AM Your puppy is cute! Too bad the Yankees are faggots or that would be an awesome picture!! Teh Mini-Hulk 01-19-2009, 09:19 AM After seeing Eugene's Breitling comment, it has been confirmed that my dog is smarter than him. the rock next to me is smarter thah him too :lol: dmark101 01-19-2009, 09:36 AM After seeing Eugene's Breitling comment, it has been confirmed that my dog is smarter than him. that was funny. :lol: the rock next to me is smarter thah him too :lol: the rock next to you is smarter than you as well. :postwhorebanana: mrdestboi 01-20-2009, 02:55 PM i have many pets @ my house.... and the rule is simple.... pets are only worth anything if you either invest time (train them) or they dont make a huge mess. heres some examples.... i have 3 cats. only 1 cat is allowed in the house (Lazy). that cat is the only one that has insurance and if anything happened that cat would mos def. be the main concern.... why? that cat literally kicks ass. it beats the crap out of any cat on the block and half the dogs... shit im even scared of it when its dark (it usually attacks in the dark) he can open most screen doors inside or out (along as its not locked) and will sit and meow if the main door is locked... she will literally meow til someone opens it... she even gives people she likes massages (in exchange for petting her of course...) the other cats are boring.... not really good @ anything so it doesnt really matter what happens to them... ogbatman 01-20-2009, 03:30 PM U have a well trained pussy. dmark101 01-20-2009, 03:46 PM U have a well trained pussy. www.instantrimshot.com 04xb 01-20-2009, 05:23 PM My dogs are very valuable to me. I spent hundreds on their initial purchase, even though my preference would be to save a pound dog. They comfort me, keep me warm in the winter, jog with me, scare strangers, warn me when someone is approaching the house, eat leftovers, look sexy, give high-fives, etc. Plus they go 9+ hours in the house without making any messes, ever. They are my best friends and I would rather lose my husband than my dogs. I would spend anything to save them. I spend hundreds on them each month just from sending them to daycare, feeding premium dog food, etc. I'm probably looking at another $1k or so for the little bump in Tony's genital region, but I will always take care of my pets, no matter the cost. My thoughts are that if you are too broke to afford medical care for your pet, you're too broke to get one in the first place. Kloogy 01-20-2009, 07:00 PM Your husband>dog 9t3svt 01-20-2009, 08:34 PM Your husband>dog She's just mad I'm in ManLand all week :bong: nofriends 01-20-2009, 08:56 PM :rofl: :9t3svt: CGSVT 01-20-2009, 11:20 PM My dogs are very valuable to me. I spent hundreds on their initial purchase, even though my preference would be to save a pound dog. They comfort me, keep me warm in the winter, jog with me, scare strangers, warn me when someone is approaching the house, eat leftovers, look sexy, give high-fives, etc. Plus they go 9+ hours in the house without making any messes, ever. They are my best friends and I would rather lose my husband than my dogs. I would spend anything to save them. I spend hundreds on them each month just from sending them to daycare, feeding premium dog food, etc. I'm probably looking at another $1k or so for the little bump in Tony's genital region, but I will always take care of my pets, no matter the cost. My thoughts are that if you are too broke to afford medical care for your pet, you're too broke to get one in the first place. Oh yeah werd, totally. That's not irrational AT ALL. ogbatman 01-21-2009, 09:54 AM Wow Dog>Husband. Glad I'm not married to u...:look: mrdestboi 01-21-2009, 10:29 AM my cats can beat your dogs up :look: dmark101 01-21-2009, 12:38 PM Wow Dog>Husband. Glad I'm not married to u...:look: we don't know her husband. gio does, so he can vouch for what she said. :lol: ogbatman 01-21-2009, 01:20 PM orly....:lol: 04xb 01-21-2009, 04:53 PM Oh yeah werd, totally. That's not irrational AT ALL. We all have our opinions. I don't choose to have kids. Kloogy 01-21-2009, 04:58 PM I don't think she has kids. She is probably refering to you loving your dogs more than steveN 04xb 01-21-2009, 05:01 PM I didn't mean to say she did have them. I just think it's a way worse crapshoot to invest thousands a year into some kids who might start a major fire, hate you when they grow up, crash your car, get knocked up, etc. My dogs are consistent and reliable, and to me they are worth anything. ogbatman 01-21-2009, 05:03 PM I didn't mean to say she did have them. I just think it's a way worse crapshoot to invest thousands a year into some kids who might start a major fire, hate you when they grow up, crash your car, get knocked up, etc. My dogs are consistent and reliable, and to me they are worth anything. What kind of Devil children have u been around...:lol: If u teach kids like your pets to behaive they will b fine. Kloogy 01-21-2009, 05:05 PM Dogs are like kids in many ways. If you raise a dog properly, it will be obedient and listen to you, therefore being a pleasure to be around. The same applies to kids. I have been around many dogs that are not bearable and are a pain in the ass. That's usually because no one took time to train them properly. Kids require a lot more work than animals, but it's the same concept. I would never compare a dog to a kid, because the dog is going to die a lot sooner than you will. I'm sure your/my parents also value us more than their pets. 9t3svt 01-21-2009, 08:08 PM Kids are a fat fuckin pain in the ass and not worth the hassle. I guarantee that if you could poll parents as to whether or not they should have had children, the "truthful" majority answer would be no. You can only control a child to a certain age, and some parents will never have control. I love my dogs the same I would love my own child. That is the reason my wife and I choose to have a limitless budget for them. In the long run our dogs entire life will cost less than a kid would cost by age 4. Kloogy 01-21-2009, 08:23 PM The biggest problem is that most of the people having kids, shouldn't be. Just take a trip to any mall and you will see it. I personally have no use for kids, and if it were up to me I would never have any. :dink: CGSVT 01-21-2009, 08:34 PM She is probably refering to you loving your dogs more than steveN Pretty much. But he seems to be okay with the pecking order so http://www.mustangworld.com/forums/images/smilies/ne_nau.gif djc 01-21-2009, 09:41 PM The biggest problem is that most of the people having kids, shouldn't be. Just take a trip to any mall and you will see it. I personally have no use for kids, and if it were up to me I would never have any. :dink: it is up to you. go get snipped. i asked about the insurance. she's gonna ask the vet and get back to me. Kloogy 01-21-2009, 09:46 PM In a marraige 2 people make decisions Doug. As much as I would like that, it's not only my choice. Yorchi 01-21-2009, 09:57 PM fag! Kloogy 01-22-2009, 06:35 AM :finger: ogbatman 01-22-2009, 08:34 AM the biggest problem is that most of the people having kids, shouldn't be. Just take a trip to any mall and you will see it. I personally have no use for kids, and if it were up to me i would never have any. :dink: oft!! mrdestboi 01-22-2009, 09:21 AM whats more expensive... dog insurance or insurance on a kid? |